Home loan spreads your ticket to saving big
- Nikita Suratwala
- Mar 6
- 1 min read
When choosing a home loan, it’s crucial to understand the loan spread—the difference between the RBI’s repo rate and your loan’s interest rate. A lower spread means lower EMIs and less total interest paid over time. Opting for a loan with a higher spread will cost you more in the long run. Be sure to evaluate this factor carefully when applying for a home loan, as it can significantly impact your financial journey.
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